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Strategic insights on blockchain, AI, security, leadership, and career in an age of disruption.

Why Blockchain Needs Risk Ratings, Not Just Transparency
October 28, 2026·7 min read
Blockchain

Why Blockchain Needs Risk Ratings, Not Just Transparency

S&P Global's new vault risk assessment reveals why blockchain's transparency advantage alone isn't enough—investors need judgment, not just data.

Recent Essays

#risk management

9 posts

The Real AI Risk Hiding in Your Company
October 20, 2026

The Real AI Risk Hiding in Your Company

78% of CISOs cite AI agent security as their top concern. The danger isn't the model—it's the unsanctioned agent with production access your team built last week.

AI Threatens Your Best Revenue, Not Your Cheapest
October 05, 2026

AI Threatens Your Best Revenue, Not Your Cheapest

World Bank data reveals AI disrupts high-credential work in wealthy economies, not low-wage labor—making offshoring a false hedge. The real choice: augment or automate your most rules-based workflows.

AI Decision Trails: Why Reconstruction Beats Bias Claims
September 28, 2026

AI Decision Trails: Why Reconstruction Beats Bias Claims

Courts don't care if your AI is fair—they care if you can prove how it decided. Financial services and tech firms face massive liability if they can't reconstruct AI hiring and staffing decisions.

AI Insurance Gap: The Silent Exposure in Your Policies
September 21, 2026

AI Insurance Gap: The Silent Exposure in Your Policies

Most firms have massive AI exposure hiding in outdated policies. Learn why the insurance market is 8 years behind the risk—and what to do before renewal.

Why AI Safety Needs Humans (Even When They Fail)
August 15, 2026

Why AI Safety Needs Humans (Even When They Fail)

Anthropic's phishing test revealed humans fail 86% of approval checks—but replacing them with AI classifiers that miss 11% of threats isn't the answer. The real safety control is intentional human oversight when it matters.

Regulators Are Going AI-Native. Are Your Controls?
August 10, 2026

Regulators Are Going AI-Native. Are Your Controls?

Financial supervisors are deploying AI tools faster than firms expect. The competitive advantage shifts from productivity to compliance readiness—and your planning window is closing.

Design Problems Can't Be Trained Away
July 28, 2026

Design Problems Can't Be Trained Away

Why behavioral fixes fail: Echo chambers formed in AI networks with no toxicity input, revealing structural design flaws that training can't solve.

Why Your Best Security Fixes Backfire
July 21, 2026

Why Your Best Security Fixes Backfire

Complex systems resist simple fixes. Learn why governance controls often amplify the problems they solve—and how to think ahead.

AI Agents Need Controls, Not Just Smarts
July 15, 2026

AI Agents Need Controls, Not Just Smarts

As autonomous agents handle real transactions, the critical challenge isn't capability—it's governance. Learn why audit logs and spending limits matter more than the trade itself.

Blog — Blockchain, AI & Leadership Strategy | Jay Schulman